–Abigail Stackle of Trinity High School (PA) Unfortunately, those extra hours would be detrimental, as they would reduce your focus on school and your happiness. I know the extra cash will be tempting, especially as textbook costs begin increasing. I know it seems overwhelming, but you need to start preparing for the real world, so get to work! Make sure you work a maximum of fifteen hours per week. With student debt at record levels, these conversations are more critical than ever.'Įssay excerpts from each of the National Winners: Thanks to the educators who brought PAYBACK to their classrooms and facilitated the amazing conversations that followed. “It was great to see the impact this game had on students’ attitudes and actions as they decide on their educational path after high school. “Over 200,000 students played PAYBACK during the contest period,” noted NGPF Co-Founder, Tim Ranzetta. How could you use the online game, PAYBACK, to have a conversation with your parent/guardian about paying for college? Write a letter to your future self that you will open after your freshman year of college, reminding you of the key skills you will need to thrive during your college years. After playing the award-winning college finance game, PAYBACK, students wrote a 250-word essay answering one of these questions: Over 900 students from all across the United States submitted essays earlier last fall.

Vivian Hua of Mustang High School (Mustang, Oklahoma).Virginia Girling of Jackson Hole High School (Jackson Hole, Wyoming).Ty'Rianna Washington of Rapides High School (Lecompte, Louisiana).Marcus Bolton of Interlake High School (Bellevue, Washington).Leslie Henriquez of Central Falls High School (Central Falls, Rhode Island).Kathleen Hutchinson of Deer Isle - Stonington High School (Deer Isle, Maine).Chloe Malagar of Cousino Senior High School (Warren, Michigan).Asher Spain of James I O'Neill High School (Highland Falls, New York).

Ali Hussein of Winooski High School (Winooski, Vermont).Abigail Stackle of Trinity High School (Camp Hill, Pennsylvania).PALO ALTO, California, JanuNext Gen Personal Finance (NGPF), a non-profit committed to ensuring that ALL students leave high school with the skills needed to thrive in an increasingly complex financial world, is pleased to recognize 10 students as National Grand Prize winners in their third annual PAYBACK Challenge Essay Contest.Ĭongratulations to the following students who will receive a $5,000 award from NGPF to be used for educational purposes:

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